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The best way to consolidate credit card debt under ,000 could be to get a zero-percent interest credit card and transfer balances from high-interest credit cards over to it.

You also could look at a personal loan to pay off your balances.

The best way to consolidate a large amount of credit card debt (anything over ,000) without taking on a new loan, is to enroll in a Debt Management Plan.

Most financial experts agree that a Debt Management Plan (DMP) is the preferred method of debt consolidation.

This helps eliminate mistakes that result in penalties like incorrect amount or late payments.

They start with a credit counseling session to help determine how much money you can afford to pay creditors each month.That's where debt consolidation and other financial options come in.Consolidate Your Debt Now Debt consolidation is combining several unsecured debts — credit cards, medical bills, personal loans, payday loans, etc. Instead of having to write checks to 5–10 creditors every month, you consolidate bills into one payment, and write one check.This can allow you to set aside a portion of your income each month to pay down balances for each card, one at a time.When you have paid off all the cards, choose one and be responsible with how you use it.




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Yes, our shyness (or extroverted introversion, if you're like me) can make our dating game seem rusty as hell, but here's the deal: When it comes to love, Cancers are either the sweetest people you'll ever meet... When we fall in love, we feel it in our skin and bones.


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And canon 1251 gives further details on just how Catholics are to make these days penitential: Unless a solemnity falls on a Friday, abstinence from meat, or some other food as determined by the Bishops’ Conference, is to be observed on all Fridays; while Ash Wednesday and Good Friday are days of both abstinence and fasting.


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The latter, a form of mass hysteria that was created to prevent the Asian population from growing. To protect its American citizens, the country warned women that men from East Asian descent were villains, out to get them.